Unlock Hidden Savings with Interchange Optimization
Every transaction has a cost—but most businesses pay more than they should. Interchange optimization is the key to reducing unnecessary fees and maximizing every dollar that moves through your payment system.
At ironbridge, we use intelligent debit routing, advanced Level II and Level III data enrichment, Visa's Commercial Enhanced Data Program (CEDP), dynamic transaction coding and Visa and Mastercard low ticket programs to qualify each payment for the lowest possible interchange category. That means you save money automatically—without changing how you accept cards.
Why It Matters
- Lower processing costs by 20% or more.
- No Operational Disruption: Works seamlessly with your existing systems and gateways.
- Improved Approval Rates: Cleaner, more accurate transaction data leads to fewer declines.
- Transparency You Can Trust: Every optimization and fee reduction is tracked and reported in real time.
Ideal for
- B2B and Wholesale Distributors
- SaaS and Recurring Billing Platforms
- Professional Services and Government Contractors
- Manufacturing and Supply Chain Firms
- Restaurants and Retailers
How It Works
- Data Enrichment: We automatically capture and submit enhanced data (like tax, PO numbers, and invoice details) required for lower interchange tiers.
- Transaction Mapping: Our system analyzes card type, transaction type, and merchant category to route for the best possible cost outcome.
- Continuous Optimization: As interchange rules evolve, our platform keeps your rates optimized—no manual intervention needed.
See the Difference
Stop leaving interchange savings on the table. With ironbridge, your payments don’t just process—they perform.